Why Get A Survey?
There are 3 basic questions about surveys and the answers are just as unique as the clients asking them. Therefore, it is critical to consult with your survey professional to determine what type of survey you need for your specific situation.
Why get a survey?
A survey is required for most real estate transactions or for any improvements or additions to your property. Obtaining a survey ensures your protection in any real estate transaction. A survey discloses exactly what portion of property is being purchased and everything on that property. Every buyer should obtain a survey before a real estate transaction closes to protect their interest in the transaction. Other than real estate buying and selling many times a survey is required due to some type of problem or an improvement you want to make to your property. If you want to install a fence, pool, storage building etc. you will need a survey. There are problems that only a survey can resolve. Some can be as minor as a fence over the property line or more serious like your pool is on your neighbor’s property. It could also be that the deed outlining the parcel of property is incorrect, the house is in a flood zone, etc. By having a proper survey completed at the time of purchase or for property improvements will ensure you are protected from costly mistakes.
What am I doing that may require a survey?
The answer varies wildly. I am buying a home. I want to install a pool, a fence or a storage building. I want to add an addition to my house. My neighbor’s fence may be on my property. My neighbor cut down a tree that I believe was on my property. I want to divide my property. I want to consolidate multiple parcels into one. I want to pave my driveway. The list goes on. You should understand that with each unique answer comes a unique survey requirement based on local jurisdictions that leads to question #3. When in doubt if you need a survey contact the professionals at IronStone Surveying and we can help.
What does my local, city, county or municipality require in a survey for what I am trying to do?
You should know that every government entity has its own survey requirements. At Ironstone Surveying our years of experience working with each of these government bodies understands the complex needs for what you are trying to do. Part of our role is to guide you through that process to make sure you are getting what you need and avoid delays and higher costs because you did not meet a certain requirement. Our list of surveys under Residential and Commercial cover most of your surveying needs.
A buyer with a survey and title insurance on that property will insure you for any surveying issues that may arise. Without a survey the owner’s title insurance policy will exclude coverage for anything that a survey would have disclosed. These problems cost many times more what a residential survey would cost and sometimes are irreparable. Getting a survey before closing is the key to a positive real estate transaction and for your peace of mind.
